ScanPay blog

The Evolution of Pre-Paid Utility Tokens

UtilitiesPayments

Water and electricity management in large residential and commercial properties has traditionally been fraught with inefficiencies. Post-paid billing often results in massive defaults, while early pre-paid systems required tenants to purchase physical scratch cards.

Enter IoT and STS Standards

Modern smart meters utilize the Standard Transfer Specification (STS). This allows a central server to generate a secure, encrypted token that the meter decrypts to dispense a specific amount of water or electricity.

Seamless Purchasing Flows

With ScanPay, property managers can offer tenants a simple web portal or USSD menu. The tenant pays via mobile money, ScanPay instantly interfaces with the utility provider's API to generate the STS token, and texts it back to the tenant in seconds. This zero-touch approach is revolutionizing property management.

Simplify utility billing.

Electricity, water and gas billing on one workflow, settled on verified payments.