For individuals

Verify payments. Transact with confidence.

Selling a phone to someone you met online. Paying a deposit to a stranger. The moment before you hand something over is the moment you most want to be sure the money is real.

Talk to ScanPay How verification works
Verification result

Amount received

KES 18,000.00

Verified
Reference
SPV-6C13F70A
Method
M-Pesa
From
D. Kimani
Received
18 Aug 2026, 11:04

Confirmed before you hand anything over.

Where it helps

Three situations most people recognise.

Selling an item

  • Buyer says they have paid
  • You verify the payment
  • You hand over the item

Paying a deposit

  • You pay into the transaction
  • Payment is confirmed
  • The other side proceeds

Larger exchanges

  • Both sides agree terms
  • Payment is verified first
  • Transaction completes
What you get

Simple things, done properly.

Payment verification

Confirm the amount, the reference and the status before you act on it.

Transaction confirmation

Know that the money arrived rather than that someone said it did.

Payment records

A record of what was paid, when, and by which method.

Escrow where it fits

For larger exchanges, structure the transaction so neither side moves blind.

What ScanPay does not do. Verification confirms what happened with a payment. It does not vouch for the other person, inspect goods, or guarantee that someone will do what they promised. Treat it as one good reason to proceed, not the only one.

Questions

Questions from individuals.

Yes. Individuals can use ScanPay where payment confirmation matters — for example when selling something to a buyer they have not dealt with before. Which services apply depends on your situation, so contact the ScanPay team to confirm.

Payment verification confirms the amount, reference, method and status of the transaction, so you are working from confirmed information rather than a message or a screenshot.

Escrow is available for transactions where both parties want the payment confirmed before the exchange completes. Eligibility depends on the transaction and is agreed with the ScanPay team.

Yes. Each transaction carries a reference, an amount, a method, a status and a timestamp that you can refer back to.

No. ScanPay confirms what happened with the payment. It does not vouch for the other person, the goods, or whether they will do what they promised.

Continue exploring

Related ScanPay services that connect to this one.

Payment Verification Confirm a payment before you complete the transaction. Escrow Solutions Facilitate transactions where payment must be confirmed first. FAQs Common questions about ScanPay services. Pricing How ScanPay transaction pricing works.

Verify before you hand anything over.

Talk to ScanPay about verifying payments for the kind of transactions you make.

Get Started Contact ScanPay